I can't decide if this is just too stupid, or too funny. I'll go with funny & hope that's what you intended.

You will kill the horse!

He is a bit big for this background...but idea is cool...gl

Interesting idea, nice work with the masking, best of luck to you

This background is better looking anyway.

Very odd, good masking on the horse

very lovely image author... good luck!!!

Nice water work! Good luck!

Almost perfection!
If you still can adjust the reflection I'd say make it a bit shorter then the body is; technically is the reflection further away from the viewer which makes the reflection a bit smaller then the body.

Thanks Robvdn for the comment. I tried to make the edit per your suggestion. I hope its better now.

Look smuch better now author

Very natural and realistic!
Where does she go?...

erikuri she is just a free spirited woman enjoying an early morning skinny dip.

wow ..... nice ....... all the best to u..........

very nice work author...good luck

great work on this, author, it looks pretty darned real. love the way you made the 'wake' behind her, nice smudging.

Nice work! GL to you!

Gl on this one.