lighting, perspective and reflections, all perfect. especially the idea, bravo

great job author like it a lot

Really creative idea and funny subject.

next time, i would find some real water to use... the fake water distracts from an otherwise interesting image. good luck!

I think the saturation on this needs to be adjusted. Good luck author.

Looks way too red to be underwater.

You should add air bubbles to be more realistic.

The edges of the girl are too hard, blurring or feathering them would make a nice improvement.

Moon should be round & has white edges. It should be above the horizon. There are several vertical lines at left in the clouds.

clouds at the horizon look weird... actually all the clouds do. i would find some free cloud brushes, there are lots around the net... also it seems that you have the cloud layer in front of the girl, which is why you tried to mask out the cloud around the girl's head which has now left a very visible line around her head... good luck!!