The cloud background was made using two of the storm cloud pics from the pack in source 1. It has 4 layers which are transformed, warped and rotated to give a diagonal light source from the right side.
Cash was cut out from umbrella. Layer was duplicated three times. One was placed behind the man and two layers were positioned over the man. Layer style has a drop shadow on each cash layer.
Extra coins were cut out from source 5 and arranged through the cash.
Sunset from source 3 was blurred, rotated and blended on soft light mode to add more of a golden color to the scene.
The hand of fate is showering the man in gold after all. ;-)
Don't you wish it was you ?
Lastly I did some final adjustments on hue, saturation and contrast.