step 1 of 5
Put the grunge texture over the wooden wall, set to overlay at about 30% opacity.
Added the frame, used layer mask to remove background, center and all the spots in between the decorative trim that showed white background.
step 2 of 5
added the couple's photo behind the frame, erased the "overhang". Duplicated couples pic twice. First layer normal, 2nd layer in B&W set to Vivid Light at 20%, 3rd layer Soft Light 25%.
step 3 of 5
Flip rotate and distort the water texture. Added it on Luminosity 100%
step 4 of 5
Added the crying girl, layer masked, Transform>Perspective.
step 5 of 5
Added a shadow to the mirror to match the shadow on the girls jeans.