Step 1: Cutout of milk frother made.
Step 2: With transform and puppet warp tools necklace shape created.
Step 3: Downloaded image of the lady from MorgueFile Free photo and the necklace has put in place

It took me a lot of pen-skills to make the selection but (i.m.o.) it was worth the effort.

For the first time I´ve tried a whole new angle of how I usually photoshop.
A little bit scary, and I still got a lot to learn but it came out as a entry anyway.
Also - first time using the pxleyes stock so if I did anything wrong let me know.